Although I am still mourning the loss of the images that were lost when my camera kit was stolen in Costa Rica, I now have replaced all the gear that was taken.  I carry a camera rider on my homeowners’ insurance policy which covered replacement cost for everything.  Keeping all of my receipts and good records helped to speed the process and I have been very pleased by the responsiveness and service I have received from Safety Insurance.  In the future, I will back up my images every night when traveling and be extremely suspicious of anyone offering to “help” me.